James Costa is Executive Vice President and Chief Risk Officer of Banner  Bank. In this role, he is responsible for overseeing the company’s risk and compliance functions as well as the Bank’s interactions with industry regulators. He is also a member of the Bank’s Executive Management Committee.

Prior to joining Banner, Costa served as Chief Risk and Chief Credit Officer for TCF Financial a regional bank where he managed all credit and risk functions as well as operations. At TCF Jim managed the enterprise integration of the merger equals between Chemical Bank and TCF.  Prior to TCF, Jim held executive leadership positions in risk, credit and lines of business as EVP at PNC Financial and Head of Enterprise Credit Strategy at Wachovia Corporation, now Wells Fargo.  Jim has been active in financial services for almost 30 years with focus areas including enterprise strategy credit risk, and regulatory relations. 

Jim earned his bachelor’s degree from Ohio State University and conducted his doctoral studies from the University of Minnesota.  Jim is a veteran of the US Air Force. In Minnesota, Jim is active in community organizations to include Habitat for Humanity, Humane Society and The University of Minnesota Center for Children’s Cancer Research.  Jim is also an advisory board member for the Midsize Bank Coalition of America.